Retirement in Chile: Experiences and perceptions of retired women by the private pensions system

Retirement in Chile: Experiences and perceptions of retired women by the private pensions system

Authors

  • Constanza Gómez-Rubio Universidad Autónoma de Barcelona
  • Gloria Zavala-Villalón Universidad de Chile
  • Catalina Ganga-León Universidad de Chile
  • Wilson Rojas Paillalef Universidad de Chile
  • Ricardo Álvarez Astorga Universidad de Chile
  • Sol Salas Allende Universidad de Chile

DOI:

https://doi.org/10.5027/psicoperspectivas-Vol15-Issue3-fulltext-825

Keywords:

gender, old age, pension system, Pension Fund Administrators, retirement

Abstract

The world progressive ageing, along with other factors, have led to pension systems, its reforms and gender inequalities to international discussion. In this context, the Chilean debate inserted around the Pension Fund Administrators. The aim of this article is to learn about the experiences and perceptions of retired women by the private pension system in Chile, AFP, regarding the amounts of their current pension. For this, 16 retired women were interviewed, using Qualitative Content Analysis for data processing. The results show three categories: perception of fraud and repentance in the transfer to the AFP; gender discrimination in the workplace that impact on retirement; and impoverishment and suffering in daily life. We conclude that the subjective experiences of women are marked by suffering, helplessness and pessimism, making it difficult to aspire to a society with gender equality, if the pension system is configured as discriminatory and little solidary    

Published

2016-11-14

How to Cite

Gómez-Rubio, C., Zavala-Villalón, G., Ganga-León, C., Rojas Paillalef, W., Álvarez Astorga, R., & Salas Allende, S. (2016). Retirement in Chile: Experiences and perceptions of retired women by the private pensions system. Psicoperspectivas, 15(3), 112-122. https://doi.org/10.5027/psicoperspectivas-Vol15-Issue3-fulltext-825
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